The following is a paid advertorial from The Whorton Agency of Carrollton, Georgia
September is Life Insurance Awareness Month. You know — the scary-type of insurance policy that no one wants to talk about? The truth is, life insurance isn’t something you should be scared of. Instead, it should be the one thing that gives you reassurance that your family’s financial burdens will be eased when you’re no longer here to take care of them.
It is easy to dismiss the importance of life insurance or to even think that you might be too young for it. Speaking from deep experience, you’re never too young to start planning ahead for your loved ones. Their peace of mind in your absence should, in fact, be top of mind as you approach life’s big moments, like buying your first house, planning to marry the girl of your dreams and starting a family together.
Obtaining life insurance now, while you’re young, offers major advantages in pricing because it’s likely you’re as healthy as you’ll ever be today. Premiums are impacted directly by your physical and mental health, and the younger you are when you begin thinking about it, the better. If cost is a concern as you look at this investment, then acting now makes even more sense.
We often find that younger clients in their 20s and 30s haven’t thought quite so far ahead as to consider how their kids will be able to attend college one day; but by the time your kids are applying to their favorite institutions, your options are significantly more limited and almost always more costly. That’s why it’s prudent to consider what life may look like 10 and 20 years down the road. Consider the life that you’re on the cusp of building and who and what you’ll want to protect should the unthinkable happen.
There are benefits of life insurance that go beyond paying your burial costs, extending further into the future to offer a cushion of support for those you love for years to come. Your preparation can impact your family for generations if done well right now. We’ve seen families granted the dignity to pay for their son’s funeral and a few months of his expenses with a simple $20,000 policy, and we’ve seen widows able to stay in retirement after losing their husbands and investing a $1,000,000+ policy to provide stability for their future selves. No matter the face amount on the policy, the reassurance that comes with having a policy in place starts long before it’s ever needed.
Life insurance is valuable at every stage of life and for people of all ages. As you reach new milestones and continue building in this life, it’s never too early, or too late, to take the necessary steps towards securing a bright future for your loved ones.
For more information contact the Whorton Agency at (770) 832-8998 or https://www.thewhortonagency.com/
The Whorton Agency is located at 106 Bankhead Highway in Carrollton.
